Liability
Public liability
Public liability insurance protects the insured against the costs resulting from the suits that a third party may institute against him if out of the negligence of the insured, within his premises, a third party is injured or loses property.
Products lialbility
This is a policy that indemnifies the manufacturer if the consumption of his product causes harm or financial loss to a consumer.
Professional indemnity
This is an insurance policy that covers the insured from losses that may result from professional malpractice. Examples of professionals covered include lawyers, valuers, engineers, auditors, medical practitioners, pharmacists etc.
Director and office liability
Covers the directors and managers of an organisation against claims that may arise from the decisions and actions taken within the scope of their regular duties.